Progressive provides a variety of car financing options, including refinancing and helpful tools to make your car-buying process easier.
Tips and insights to help you get pre-approved, understand loan terms, and budget confidently before you shop.
Explore quick, reliable insurance options that can be bundled with your financing — all in one smooth process.
Use smart tools and real-time pricing data to negotiate confidently and secure a better offer from dealers.
Get an accurate estimate of your current vehicle’s worth and apply it toward your next purchase with ease.
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The Progressive Car Shopping Service: Your Research Ally+
The Progressive Car Shopping Service (often provided in partnership with companies like TrueCar) is designed to help U.S. consumers research new and used vehicles. You can typically see what others have paid for cars you’re interested in, access upfront pricing information from a network of certified dealers, and browse extensive inventory.
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Preparing for Your Auto Financing+
Progressive provides helpful articles and resources (often under “Progressive Answers”) to help U.S. consumers understand the auto financing process. Key terms to know include: Annual Percentage Rate (APR), Loan Term and Down Payment.
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Seamlessy Insure Your Vehicle with Progressive+
Once you’ve found your car and secured your financing, Progressive makes it easy for U.S. customers to get the auto insurance coverage you need. You can quickly get a quote online or over the phone and, in many cases, start your policy or add your new vehicle to an existing one right away.
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Leveraging the Car Shopping Service for a Better Deal+
The Progressive Car Shopping Service provides tools to help you get a fair price. By seeing what others paid and accessing upfront pricing from certified dealers, you can approach negotiations with more information.
Leading Auto Loan Choices in the U.S.
Bank of America Auto Loans: Bank of America allows you to finance a vehicle through a dealership or from a private seller, offering competitive interest rates and an easy online prequalification process.
Capital One Auto Navigator: Capital One transforms the way you finance with a digital-first approach, offering customized loan options without affecting your credit score.
PenFed Credit Union: A great option for affordable loans, PenFed gives credit union members competitive rates and flexible loan terms.
LightStream (a division of SunTrust Bank): Ideal for private-party purchases or those seeking unsecured loans, LightStream provides financing without requiring collateral or limiting vehicle types.
Progressive Auto Financing: In partnership with companies like Upstart, Progressive offers refinancing options to help you lower your interest rate, cut down monthly payments, or pay off your loan sooner. Estimation tools help you visualize your potential savings.
- Comparing Auto Loan Providers
- Traditional Bank Loans vs. Progressive Financing
- Progressive Auto Financing (in collaboration with Upstart)
- Online Loan Platforms Compared to Progressive
- Unsecured Loans for Vehicles
- Buy Here Pay Here Dealers vs. Progressive Auto Options
How Refinancing with Progressive Affects Your Credit
By refinancing through Progressive, you may lower your monthly expenses and improve your financial flexibility. Since initial rate checks don’t affect your credit, you can explore offers safely. Choosing the best terms and making timely payments will also support your credit score and improve your debt-to-income ratio.
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Progressive Auto Loans: Guiding You Through Your Financing Journey