If you’re ready to take charge of your finances, the BankAmericard® Credit Card gives you exactly what you need — low interest, no fees, and time to pay off debt without the pressure of added costs.
This card is built for simplicity and savings, making it one of the most trusted options in the U.S. for people who want to reduce interest, consolidate balances, or finance new purchases responsibly.
Here’s what makes it stand out:
✅ 0% Intro APR for 18 billing cycles on purchases and balance transfers (made within the first 60 days)
✅ No annual fee — keep your money working for you
✅ No penalty APR — your rate won’t automatically increase for late payments
✅ $0 liability protection for unauthorized transactions
✅ Free access to your FICO® Score through the Bank of America mobile app
✅ 24/7 fraud monitoring to keep your account secure
The BankAmericard® Credit Card is perfect if you’re:
- Paying down high-interest balances
- Managing student or personal expenses
- Wanting a card that’s clear, simple, and affordable
It’s not about rewards — it’s about real savings. With a long 0% intro APR and no hidden fees, you can focus on paying down what matters most without the burden of interest.
Your rewards automatically load into your BJ’s account, making it easy to redeem them on your next trip.
💳 Shop smarter, save more, and get rewarded instantly.
Check your eligibility today — applying online takes just a few minutes.
BankAmericard® Credit Card: The Smart, Simple Way to Manage Your Credit. 
BJ’s One™ Mastercard and BJ’s One Mastercard – Everything You Need to Know. 
BJ’s One™ Mastercard – Earn More Every Time You Shop.