Build Credit the Smart, Structured Way — Self Visa® Credit Card

The Self Visa® Credit Card is designed for people who want a predictable, supportive, and beginner-friendly way to build credit — without needing a traditional approval process. Unlike most secured credit cards, the Self Visa is unlocked through your Self Credit Builder Account, meaning you get a credit card only after you’ve already demonstrated positive financial habits. This makes the card an incredibly safe, low-pressure option for anyone starting over or starting fresh.

If you’ve ever been denied for a credit card because of low credit, limited history, or past setbacks, the Self Visa® is built specifically with you in mind. It’s one of the few cards that doesn’t require a hard credit check, a security deposit upfront, or a traditional bank approval. Instead, it rewards consistency and responsible payments — helping you grow your credit step by step.

Why the Self Visa® Stands Out

• No hard credit check to qualify
• No upfront security deposit — your credit limit comes from your own Self savings progress
• Reports monthly to all three major credit bureaus
• Build credit safely through structured payments
• Perfect for beginners, rebuilders, and those with limited credit history
• Connects to your Self account for easy management
• Helps establish on-time payment history — the biggest factor in your credit score

Self’s system is designed to help you succeed even if you’ve struggled with credit in the past. It uses your own savings progress as the security deposit, which means you’re building credit and setting aside money simultaneously.

---

How It Helps You Build Strong Credit

Your activity with both the Self Credit Builder Account and the Self Visa® is reported to:

• Experian
• Equifax
• TransUnion

This dual reporting can help you build a strong foundation faster than using a traditional secured card alone. Over time, responsible use of the card — keeping your balance low and paying on time — can help you qualify for traditional unsecured cards, auto loans, or other financial opportunities.

---

Who Should Choose the Self Visa® Credit Card

This card is ideal for people who:

• Want a credit card without a hard inquiry
• Need a structured, guided way to rebuild their score
• Prefer a safer approach to credit building
• Don’t want to put down a large security deposit upfront
• Are already using or willing to use Self’s Credit Builder Account

For many, Self provides a financial path that feels uplifting instead of overwhelming — making it one of the most trusted credit-building programs available today.

---

A Smarter Path to Better Credit

The Self Visa® Credit Card combines savings, credit building, and financial discipline into one simple, beginner-friendly system. With no credit check, no upfront deposit, and a clear plan to help you grow, it’s one of the most accessible ways to rebuild your financial confidence.

Build your credit. Build your savings. Build your future — with Self Visa®.