BJ’s One™ Mastercard and BJ’s One Mastercard – Everything You Need to Know.

Source: BJ’s One™ Mastercard

If you’re a BJ’s Wholesale Club member, you already save big on groceries, electronics, and household essentials. But with the BJ’s One™ Mastercard or BJ’s One+™ Mastercard, you can multiply your savings with generous cash-back rewards on every purchase — inside and outside the club.

1️⃣ Choose the Card That Fits You

💳 BJ’s One™ Mastercard

• 3% cash back on most BJ’s purchases
• 10¢ off per gallon at BJ’s Gas®
• 1.5% cash back on all other purchases
• No annual fee (requires a BJ’s Inner Circle Membership)

💳 BJ’s One+™ Mastercard

Available for BJ’s Perks Rewards Members

5% cash back on most BJ’s purchases

10¢ off per gallon at BJ’s Gas®

2% cash back on dining and non-BJ’s gas

1.5% cash back on everything else

Both cards are issued by Comenity Capital Bank and accepted anywhere Mastercard® is used.

2️⃣ Redeem Rewards Easily

Your cash-back rewards appear directly in your BJ’s account and can be used toward:

• Future BJ’s purchases
• In-club shopping
• Online orders at BJs.com

No waiting for mailed checks or complicated redemptions — your rewards are automatic.

3️⃣ Save Even More at BJ’s Gas®

Members can combine their cash back with exclusive fuel discounts. Every time you fill up at BJ’s Gas®, you’ll automatically receive 10¢ off per gallon — an unbeatable deal that stacks with your earned rewards.

4️⃣ Manage Your Account Effortlessly

With BJ’s online tools, you can:

• View your cash-back balance
• Redeem rewards instantly
• Set up autopay or reminders
• Monitor spending from the BJ’s app or website

This makes managing your account simple and convenient — especially for busy families and frequent BJ’s shoppers.

5️⃣ Security & Benefits You Can Trust

Each BJ’s Mastercard comes with:

• Zero fraud liability protection
• EMV chip security
• Contactless tap-to-pay convenience
• 24/7 access to your account and transaction alerts

You’ll shop confidently, knowing your information and purchases are protected by Mastercard’s global security network.

Why the BJ’s One™ Mastercard Is Worth It

If you regularly shop at BJ’s Wholesale Club, this card can help you earn hundreds back every year. Combined with membership perks, gas savings, and cash-back rewards, it’s one of the most valuable retail credit cards in the U.S.

💳 Apply today and start earning up to 5% cash back on your everyday purchases.