The Chase Ink Business Credit Card is designed to help business owners earn more from their everyday spending while keeping cash flow flexible and predictable. From valuable rewards to essential purchase protections, this card gives you the tools to manage expenses, grow your business, and maximize every dollar you invest into your operations.
Whether you’re a freelancer, small-business owner, or scaling a growing company, Ink Business cards are known for delivering powerful benefits with straightforward terms — making them some of the most trusted business cards in the U.S.
With strong earning categories, a generous welcome bonus, and access to Chase Ultimate Rewards®, this card offers both immediate value and long-term financial advantages.
Why the Chase Ink Business Card Stands Out
Chase Ink is built for modern businesses that want to stretch their spending further. Here’s what makes it a standout choice:
- Lucrative welcome bonus after meeting the initial spending requirement
- Cash-back or point-earning structure depending on your selected Ink card
- Bonus rewards on business-focused categories like internet, phone services, shipping, travel, and office supplies
- No foreign transaction fees on select Ink products
- Powerful Chase Ultimate Rewards® portal for enhanced redemptions
- Employee cards at no additional cost
- Smart expense-tracking tools for organized bookkeeping
- Fraud protection & purchase coverage for peace of mind
This combination of rewards and financial stability makes Ink ideal for businesses of all sizes.
Rewards That Fit How Your Business Spends
Depending on which Ink version you choose — Cash, Unlimited, Preferred, or Premier — you’ll enjoy high earnings in categories where businesses tend to spend the most.
These often include:
- Online advertising
- Travel and transportation
- Phone and internet bills
- Office supply purchases
- Business subscriptions and SaaS tools
Every purchase becomes an opportunity to stretch your budget further.
Flexible Redemption Options Through Chase Ultimate Rewards®
Your rewards can be redeemed for:
- Cash back
- Travel bookings
- Gift cards
- Statement credits
- Transfers to airline and hotel partners (with select Ink versions)
The ability to transfer points to travel partners can multiply their value, making this card especially powerful for business owners who travel regularly.
Designed for Real Business Needs
The Chase Ink Business Card comes with essential features that help you run your operations smoothly:
- Zero Liability protection
- Purchase protection and extended warranty
- Travel protections on select Ink cards
- Integration with accounting tools
- Spending controls for employee cards
These benefits streamline business management and safeguard your company’s finances.
Who the Chase Ink Business Card Is Perfect For
This card is ideal for businesses that:
- Want high-value rewards on essential operations
- Spend frequently on travel, ads, services, or supplies
- Need financial flexibility and protection
- Prefer no-annual-fee options (Ink Cash & Ink Unlimited)
- Want transferable travel points (Ink Preferred)
Whether you’re starting out or expanding rapidly, Chase Ink gives you resources to grow strategically.
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